Inheritance Loans USA does not provide interest-based Inheritance Loans or Probate Loans, but rather, performs transactions that are referred to as Inheritance Cash Advance Assignments. Essentially, we purchase a portion of an heir's expected inheritance.
An Inheritance Cash Advance Assignment is not an interest-bearing loan, therefore, there is no risk of recourse for non-payment. Our clients are not personally responsible for repayment except in the case of fraud or misrepresentation. Commonly, consumers will refer to inheritance cash advance assignments as inheritance loans, probate loans, or estate loans; however it is important to note the difference – our clients are not borrowing against their inheritance.